Cookies Policy

Terms of Use

This “Agreement” was last updated on July 11, 2025.

By accessing this website, you, the user, are bound by the terms and conditions set forth below regarding the use of the website. The website and its features, tools, and services (“the Site”) are proprietary services operated and maintained by DVM Credit, Inc. (“DVM Credit”). This Terms of Use Agreement (“Agreement”) contains the conditions under which DVM Credit permits you to use the Site, and you must accept these conditions in order to use it. Your use of the Site constitutes your acceptance of the terms of this Agreement. If you do not agree to these terms, you must immediately leave the Site and refrain from using it in the future.

Users

You may use this Site either in your individual capacity or as a representative of a business entity. The Site is available only to individuals who are of legal age and capable of entering into binding legal contracts under applicable law. By using the Site, you represent and warrant that you meet these requirements. You are fully responsible for all activities that occur under or in connection with your account. Each user is solely responsible for their own transmissions.

Prohibited Use

You agree not to use the Site:
(i) in any way that is prohibited by law or regulation, or to facilitate the violation of any law or regulation;
(ii) to infringe upon the privacy of others;
(iii) to infringe, plagiarize, or violate the intellectual property or contractual rights of any person in connection with your use of the Site;
(iv) to transmit any unlawful, fraudulent, offensive, obscene, pornographic, defamatory, abusive, threatening, discriminatory, or otherwise objectionable material; or
(v) to promote behavior that could result in civil liability of any kind.

You further agree not to:
(i) violate or assist in violating the security of the Site, whether intentionally, negligently, or otherwise;
(ii) impersonate DVM Credit staff or any other individual or organization;
(iii) use any electronic communication, device, software, or program routines that may degrade, disrupt, or impose an unreasonable burden on the Site or DVM Credit;
(iv) intercept or extract any system, data, or information from this website; or
(v) resell, transfer, or sublicense your right to use the Site, in whole or in part.

You agree to provide accurate, truthful, and complete information about yourself and to update such information as needed. You also agree that DVM Credit personnel may access your records on the Site as reasonably necessary to investigate complaints and maintain the Site.

Proprietary Materials

All content included on this website is the property of DVM Credit and is protected by Bulgarian copyright laws and/or other applicable intellectual property laws in Bulgaria and elsewhere. You may not modify, distribute, reproduce, publish, transmit, or create derivative works from any material found on this Site for any public or commercial purpose.

You may download a copy of the materials on this Site to a single computer for personal, non-commercial, home use, provided that you do not remove any copyright, trademark, or other proprietary notices from the downloaded materials without prior written permission from DVM Credit.

The trademarks, service names, graphics, logos, images, page titles, button icons, and scripts of DVM Credit are trademarks, service marks, or trade dress of DVM Credit in Bulgaria and/or other countries. These may not be used in connection with any product or service that is not offered by DVM Credit, in any manner that is likely to cause confusion among customers, or in any manner that discredits or harms DVM Credit.

All other trademarks not owned by DVM Credit that appear on this Site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by DVM Credit.