About us
With us, you get the best offers from all leading banks without wasting time on running around, waiting, or unnecessary explanat
With over 30+ years of banking experience combined, we know the in and outs of how the system works. Thanks to that we can give you the best credit consultancy
Diana Spasova
Over 15+ years of experience in the banking field. Ex-manager of a banking entity with over 18 people staff
Mariya Peycheva
Over 15+ years of experience in the banking field. Ex-manager of a banking entity and a real estate agent. An expert when it comes to mortgage loans.
Experience builds authority. It conveys stability, peace of mind, and reliability - all crucial when making major financial decisions. We position ourselves as consultants, not salespeople.
We offer comprehensive financial consultation, including advice on insurance, refinancing, restructuring, mortgage planning, and future investments. We build long-term relationships, not just “closed deals.”
We share cases from our practice - “How we helped a family with a rejected loan application secure financing and achieve their dream of owning a home.”
With over 30 years of experience in the banking sector, we are not just consultants - we are trusted advisors with proven expertise.
We analyze each case like someone from within the bank. We understand how credit officers think and what truly matters when approving a loan.
We know the internal rules and processes - and, in some cases, even the teams - which allows us to negotiate the best and most flexible terms for our clients. We can assist with complex and non-standard cases that other intermediaries might refuse or lack the experience and expertise to handle.
Full support from choosing a bank to signing the contract
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48 hours to offer
We turn the complex loan process into a clear, predictable, and successful experience - because we know what lies behind every banking decision.
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30+ years of experience
With over 30 years of banking experience, we don’t just find you a loan — we guide you along the safest path to it.
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100% time saved
We don’t just find loans - we provide security, clarity, and results.
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200+ consulted clients
We think like bankers. We act like partners! We turn the complex loan process into a clear, predictable, and successful experience.
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0% risk
We know how banks think, how they assess risk, and what truly matters in the approval process.
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100% efficiency
We prepare your documents in a way that increases the chances of approval.
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100% transparency
We guide you to the most suitable bank for your profile and keep you informed throughout the entire process.
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1000+ real-life cases
We solve complex cases with expertise.
Sofia
11 Arsenalski blvd, 4-th floor
team
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Diana Spasova graduated from a language high school with an intensive study of English. She continued her higher education at Sofia University “St. Kliment Ohridski” with a Bachelor’s degree, followed by a Master’s degree in “International Economic Relations” at the University of National and World Economy (UNWE) in Sofia.
She began her career in the banking sector in 2006 at one of the largest banking institutions in the country, progressing through all key positions – from cashier-accountant to manager of some of the institution’s most successful branches. She gained valuable experience as a mortgage lending expert and later took over the management of a Mortgage Center – a structure that, under her leadership, ranked first in results across the entire bank.
In 2015, she became the manager of a branch of the institution, and a year later – of the first bank branch of its kind located in a shopping center. With a team of over 18 employees and strong performance, this branch established itself as one of the leading locations in the network of one of Bulgaria’s top banks.
Her hands-on experience in a real banking environment makes her a valuable source of practical knowledge – especially during times of change, such as Bulgaria’s entry into the Eurozone. -
Maria Peycheva graduated from the National Trade and Banking High School (NTBG), specializing in economics and banking, building a strong foundation for her professional development in a prestigious educational environment with long-standing traditions in preparing financial sector professionals. She continued her higher education at the University of National and World Economy (UNWE), earning a Master’s degree in Finance.
Maria’s career began in real estate as a broker, where she gained valuable experience in client relations, negotiations, and providing advice on major financial decisions. In 2007, she joined Postbank, where she steadily advanced through various levels of responsibility - from Housing Loan Expert to Branch Manager.
With over 15 years of experience in the banking sector, Maria has developed deep expertise in consumer and mortgage lending, team leadership, customer service, and achieving strategic goals.
Today, as a credit consultant at DVM Credit, she offers free consultations to individuals, helping them make informed and beneficial decisions regarding loans and financial planning.
Explore the benefits of being our client
Comparison table
What to expect in few lines
DVM Credit
Bank
Consultant
Securing the best terms
Offers from all leading banks
A real person by your side until the deal is closed
Physical office
Covers the market valuation
Prepares and compiles all your documents
Remote service
DVM Credit
Bank
Consultant
Отзиви
Diana Stoimenova
Service : Loan
Thank you to the team at DVM Credit for their assistance with two transactions - one personal and one for my mother-in-law. I didn’t have to deal with any bureaucracy; DVM Credit took care of everything. I highly recommend working with them for their impeccable expertise, very quick response, and professional attitude.
Georgi Asenov
Service : Mortgage loan
I have known Maria Peycheva for more than 10 years and have always admired how cheerful and positive she is. Two months ago, I turned to her professional services for the purchase of a vacation property. As you can imagine, being a property by the sea, the documentation was not easy to get approved by the bank. Thanks to Maria alone, not only did I receive quick approval, but I also secured the optimal interest rate! I am truly grateful for her support, professionalism, and dedication!
Georgi Petrov
Service: Refinancing
I didn't believe I would be able to refinance my loan. Thanks to Diana's guidance, it happened in just a few days.
